Spinning the Wheel With a Live Dealer: The Human Touch in Online Roulette

Imagine the unmistakable sound of a roulette ball whirling around the wheel, the subtle chatter of fellow players placing their bets, and the warm, inviting presence of a croupier poised to set the wheel in motion. This immersive tableau is no longer confined to the velvet-draped corners of a bustling casino floor.

If you crave the thrill of a land-based casino but cannot be bothered going out, consider live online roulette at PlayUK, where you can enjoy a great selection of live roulette games supplied by two live casino software giants, NetEnt and Evolution Gaming.

The Benefits of Live Roulette

  • All games take place in real-time and are hosted by a real live human dealer, so you are guaranteed to get the human touch during every game you play.
  • Live roulette brings all the excitement and drama of all the casino action right to the comfort of your home.
  • As live roulette is online, you can join in with a game or two no matter what time of day or wherever you happen to be (as long as you have an internet connection).
  • It is convenient and highly entertaining to play and well worth setting aside some of your bankroll to try.

How to Play Live Roulette

  • Firstly, you need to register and log in with an online casino like PlayUK, then make your first deposit and claim your welcome bonus before navigating to the live roulette section.
  • If you have played roulette at a land-based casino, then live roulette should be easy to understand.
  • Your screen will show two distinct betting sections, one for the inside and the other for the outside bets.
  • At the top of the table is the roulette wheel and the dealer (sometimes called the croupier), whose job is to spin the wheel, drop the ball and finally call the winning bet.
  • The dealer usually uses a physical table and places your bets using real chips whilst spinning the wheel. However, some live roulette games use a computer-generated table where only the dealer and wheel are present.

Commonly, there are two types of live roulette wheels offered online:

  • American Roulette – The American roulette wheel has 38 pockets and has two zero pockets, the single zero (0) and the double zero (00). The house edge in a game of American roulette is 5.26%
  • European Roulette – The European roulette wheels have 37 pockets and a single zero (0) pocket. The house edge in a game of European roulette is 2.7%.

How to Make a Bet in Live Online Roulette Games

Placing a bet on the live roulette table of your choice is easy:

  • Choose the amount you want to bet, making sure that it is higher than the minimum bet allowed for that table, and click on it
  • Once you have done this, the live dealer will acknowledge your bet and will place physical chips on a table
  • Once all bets are placed, the dealer will spin the wheel, and your anticipation will increase as the wheel slows and finally stops.
  • The dealer then calls out the winning number, and if you are lucky, you’ll receive a payout equal to the odds for that bet.
  • If you are unlucky that time, your chips are taken, and your bankroll will show a loss.

The Final Say

As you would expect, live online roulette games create an immersive experience, especially because games take place in real time, and you can chat with the dealer and other players at the appropriate times.

Once you have familiarised yourself with the different roulette bets to make and have some knowledge of roulette etiquette,  playing liver dealer online roulette can provide tons of casino action from whichever platform you choose.

Remember that good bankroll management is also essential when playing any online casino games because games are so immersive it can be easy for time to slip by. You must know when to walk away or take a break from the roulette table and never chase any losses

Counting the human cost of financial crime, with Jinisha Bhatt.

We sit down with financial crime investigator, Jinisha Bhatt, to discuss the link between money laundering and human trafficking, the role of technology, and the importance of collaborative relationships.

When people talk about the ramifications of financial crime like money laundering, they often mention the impact to the financial system, or to a business, but you also talk about the ‘very human cost of financial crime’. Could you expound?

When I first began to investigate financial crime, what struck me most about incidents of money laundering, corruption, and human trafficking was how they serve to undermine legitimate businesses and governments, and in turn, society.  

You see the starkest impact of a corrupt, fincrime-ridden society on the most marginalized of groups. Indeed, there’s a direct correlation between the rate of fincrime and violent crime.

What is the link between money laundering, and, for example, human trafficking or exploitation? What non-financial impact would the eradication of financial crime have on society and humanity?

As financial inclusion is the means to a more peaceful, equitable and just society, the eradication of fincrime would enable an equal distribution of public and private wealth – away from the underbellies of the launderers and corrupt officials to the public.  

In turn, this would mean better social services, safer cities, better education, and a higher rate of social and economic mobilisation. 

The biggest driver of a prosperous nation is not only wealth, but equal and fair wealth distribution.

It is estimated that less than 1% of criminal proceeds from human trafficking and exploitation flowing through the banking system ever gets detected, and of that only 0.8% of traffickers are prosecuted – while a mere 0.2% of victims are rescued annually. What are the reasons for these weak numbers, especially the 1% detection rate?

Trafficking is a transient crime. If institutions fail to detect trafficking activity while it’s happening in a specific location, it is too late to pass on any intelligence to regulators and law enforcement. To improve detection measures, financial institutions could be more focused on creating non-transactional detection rules, such as frequent changes to device metadata and device language, frequent credit card cancellations, and frequent use of certain keywords in transaction memos. To strengthen intel-gathering measures, financial institutions could also:

  • Geomap frequently-used ATMIDs and/or branch locations
  • Run adverse media searches on client usernames/aliases
  • Conduct regular Open-Source Intelligence (OSINT) investigations on suspicious users and their associations.  

From first-hand experience, I am convinced that the biggest reason we fail at prosecuting criminals and rescuing victims is a lack of collaboration between, and within, the public and private sectors. One of the major explanations for a lack of collaboration are some very stringent and outdated privacy regulations. For example, many large institutions with substantial data sets work with legacy systems. There are many sophisticated AI and DLT-based tools that enable safe data-sharing in an encrypted manner.  

Another reason we struggle to rescue victims is a lack of victim-centered services. Many survivors struggle to find safe and prolonged housing, especially when they struggle with addiction. The lack of readily available and survivor-centered services contributes to a high revictimization rate. It is said that an average survivor is revictimized between 5-13 times before they are emancipated. And in this process, victims are financially excluded by institutions, especially when their credit rating and identity has been compromised by their perpetrators.

Could you talk a little more about your work in locating traffickers, in particular through the use of technology?

As a financial crime investigator, I came to realize that the industry’s approach to anti-trafficking investigations is fragmented. Data suggests that many countries have identified less than 1% of human trafficking victims in their jurisdiction. The rate of prosecution in many jurisdictions is also about 1%. My goal is to leverage technology and data to bridge the intelligence gap, and take in as many survivors as possible, while supporting law enforcement investigations. My team of volunteers and I implement various data, geomapping, and OSINT tools.  

For example, in partnership with data and machine learning engineers, we scrape escort ads on active escort forums in individual cities, then process the data, and deploy machine learning tools to predict where the most egregious of trafficking activity might be occurring.  

We then partner with Anti Money Laundering and OSINT investigators to create intel files on trafficking entities with a high-risk score.  

We then use geomapping tools to cluster and map the most illicit trafficking networks so that our field intelligence volunteers can approach victims and extract them in a safe manner. We also send our intelligence files to law enforcement organizations, financial regulators and non-profit partners.  

Our success is contingent upon true interdisciplinary action and many technological solutions.

Jinisha Bhatt, financial crime investigator.

Would you say this unique approach to financial crime investigations helps or hinders your work at times? What more can be done to educate institutions on the link between financial crime and human trafficking and terrorist financing?

I would say that this approach is a timely reminder that we need to look beyond a series of transactions and financial patterns when investigating financial crime. Often, the most profitable crimes are also the most egregious and vile, and financial institutions simply cannot combat them single-handedly. It’s not just a matter of getting ‘more education’; it’s about nuanced and scenario-based education from lived-experience experts. It is high time that institutions worked in tandem with survivors, governments, victim services, forensic services, law enforcement, and of course, each other.

You have recently shifted into the crypto sphere, is there a difference in the types of financial crime, or ease of financial crime execution, between crypto and tradfi?

My primary motivation to transition into crypto investigations was traceability and speed of transactions. Before I made the transition, I invested in a blockchain forensics designation and found myself beguiled by the infrastructure and the crypto compliance community at large. While many financial crime typologies are the same in defi and tradfi, as an investigator, I may have more transactional data at my disposal in the crypto space by virtue of distributed ledgers and block explorers. I also find myself conducting faster and proactive investigations while collaborating with other compliant crypto platforms.

What part does technology play in the detection of financial crime? As criminals continue to use increasingly advanced techniques, how can organizations stay one step ahead of the international networks to combat financial crime?

I believe our biggest challenge is the lack of effective and responsible info-sharing among organizations.

While individual organizations may have the best tools and talent at their disposal, their vantage allows them a narrow view of the juggernauts of financial crime operations.

Jinisha Bhatt, financial crime investigator.

If we aim to be proactive, we must work together and deploy the best technology that is interoperable and collaborative. Some of the best use cases of predictive AI I have seen have been deployed in the anti-financial crime sector. They were largely successful when multiple financial institutions forged collaborative partnerships to combat crimes like human trafficking.

If you’re interested in more insights from industry insiders and thought leaders, check out one of our interviews from our Fintech Spotlight Interview series below.

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Counting the human cost of financial crime, with Jinisha Bhatt. 1

Jody Houton
Content Manager at IDnow
Connect with Jody on LinkedIn