‘Get out there’: Shark Tank’s Barbara Corcoran said Fed rate cuts would cool mortgage rates, but there’s a downside — here’s why waiting to buy a home might not deliver the win you want

Following the Federal Reserve’s recent 25-basis-point interest rate cut this month, homebuyers may be feeling a renewed sense of optimism. While lower mortgage rates are anticipated, housing prices may not necessarily follow suit.

However, Shark Tank’s Barbara Corcoran recently advised on Bloomberg Television that it’s prudent to start house hunting now to avoid increased competition from other buyers who may flood the market if rates continue to decline.

Lower mortgage rates would fuel “tremendous demand,” Shark Tank’s Barbara Corcoran told Bloomberg Television on Aug. 13. Her advice?

“I would say get out there,” she said. Because if rates continue to plummet, that will “bring everybody out into the market, and what’s going to happen is you’re going to pay more for [a] house.”

The state of the housing market

Consumer prices rose by 0.2% in October, according to the U.S. Bureau of Labor Statistics, bringing annual inflation to 2.6%, close to the Fed’s 2% target.

On Nov. 7, Fed Chair Jerome Powell announced the second rate cut this year, slashing the benchmark federal funds rate by 0.25%. And on November 12 the rate stayed the course. “Overall, [we’re] feeling good about economic activity,” Powell said during the post-meeting news conference last week.

It’s the kind of news that may give prospective homebuyers pause. If you’re in the market but aren’t sure if now is the right time because of a Fed rate in flux, you can seek advice from professionals through Advisor.com.

They offset the legwork of finding an advisor with their exclusive network of fiduciary advisors who offer personalized strategies.

With Advisor.com, advisors are held to high ethical standards, keeping your best interests front and center.

You’ll receive tailored wealth management services, exclusive investment opportunities, and a dedicated team focused on helping you achieve your financial goals.

While rate cuts may not immediately lower mortgage rates, many experts expect they’ll boost housing demand, which could drive prices up. Freddie Mac noted that high mortgage rates had “led some prospective buyers to step back,” but a drop in rates could spark a “significant surge” in demand, especially from first-time buyers. They forecast home prices to increase by 2.1% in 2024 and 0.6% in 2025.

What can homebuyers do?

The starter home market is “crazy,” says Corcoran. “There’s so much competitive bidding, so much going over the price and so much fear going around because people feel like they can’t get ahead.” That’s why waiting to buy may not deliver the win you want.

“Wait until you see what happens with prices when interest rates come down another percentage point,” she told Bloomberg. If you are considering buying a new home, you need to know your options. Freddie Mac suggests getting mortgage quotes from three to five lenders. This will help you snag the best mortgage rate possible.

Borrowers who received two rate quotes saved up to $600 annually, according to 2023 research from Freddic Mac. That number rose to $1,200 annually for borrowers who visited at least four rate quotes from different lenders.

If you want a quick and efficient way to do this, Mortgage Refinance Center (MRC) can help you quickly compare rates and estimated monthly payments from multiple vetted lenders. All you have to do is enter some basic information about yourself, such as your zip code, your desired property type and price range and annual income.

Based on the information you provide, MRC will show you mortgage offers tailored to your needs so you can shop for a mortgage with confidence.

After you match with a desired lender, you can set up a free, no-obligation consultation to see if you’ve found the right fit.

Alternatives to buying property

Sadly, we don’t all have the money to jump into the housing market at a specific time like when the Fed rate drops. If what Corcoran is hinting at turns out to be true, and lower rates catapult market demand all over again, companies like Cityfunds offer a smart alternative for those hesitant to jump into an overheated housing market.

As a real estate investment platform, Cityfunds allows individuals to invest directly in the future value of owner-occupied homes without needing to buy property outright. As these homes appreciate, your Cityfunds equity investment grows alongside the homeowner’s.

Operating in sought-after major markets like Austin, Dallas, Miami, Tampa, Denver, Phoenix, and Nashville, Cityfunds even offers the potential to invest in homes close to you. With a minimum investment of just $500, you can access the $20 trillion home equity market — bypassing steep home prices, costly mortgages, and the complexities of property ownership.

In a Fed rate-cutting cycle that could drive up demand and make real estate harder to attain, the Arrived Private Credit Fund is another alternative real estate investment that gets you in on the lending side of the building business.

This fund invests in supporting professional real estate projects, such as property renovations, rehabs, and new construction, all secured by residential housing. Loan periods range from 6 to 36 months, and returns are generated through monthly interest payments distributed directly to investors.

With a low minimum investment of $100, the fund has historically yielded 8.1% annualized dividends and aims to deliver 7-9% in cash returns. It features quarterly liquidity, a diversified pool of real estate-backed loans, and monthly dividend payouts, making it an attractive income-focused option with security from real estate collateral.

Determined homebuyers, on the other hand, have two choices: wait and try to time the market, or jump in now, endure short-term challenges, and potentially refinance if rates drop.

If you do end going the refinance route, Mortgage Research Center can also help you shop for a better rate.

Just answer a few quick questions about your current home and loan, and MRC will you show you rates from multiple lenders so you can make a decision with confidence.

For those who can afford it, entering the market before demand spikes might make sense. Rising home prices would build equity, and even if prices stay steady, there’s a better chance of landing a desired home without a buyer frenzy.

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

Related Posts

Best Interac Casinos Canada – Top Sites…


 Lauren Lister, writer, NewsDirect.com | Fact Checked By: Sarah Lunness,…

Best Betting Apps in India

 Dean Carr, writer, NewsDirect.com | Fact Checked By: Sarah Lunness,…

Best Real Money Casinos in Canada -…


 Lauren Lister, writer, NewsDirect.com | Fact Checked By: Sarah Lunness,…

Young NFL Quarterbacks: Rent, Don’t Buy

Over the weekend, the Chicago Bears answered the question as to what they are going to do with the first pick in April’s NFL Draft. By trading Justin Fields to the Pittsburgh Steelers, Chicago announced that they are going to draft a quarterback.

Illinois online sportsbooks believe that the pick will be used on 2022 Heisman Trophy winner Caleb Williams of USC. He is paying -3500 to be the No. 1 overall pick, with 2023 Heisman Trophy winner Jayden Daniels paying +1100 to be the top pick.

There are a number of good quarterback options in this draft, and the over/under on quarterbacks selected in the first round is 4.5. The over is paying -140, meaning that bookmakers believe that we’re going to have at least five first round picks used on quarterbacks.

But just because you are picked high, success is far from given.

2021 Quarterback Draft Class

In 2021, there were five quarterbacks selected in the first round, and three of them went with the first three picks in the draft. And of those five, only one is still starting for the team that drafted him.

The Jacksonville Jaguars selected Trevor Lawrence with the first overall pick, and he has been starting in Jacksonville ever since. In the three years prior to Lawrence, the Jaguars got starts from Blake Bortles, Cody Kessler, Gardner Minshew, Nick Foles, Mike Glennon, and Jake Luton. Since Lawrence was drafted, he has made 50 of a possible 51 starts.

The rest of Lawrence’s draft class has not been nearly as stable.

Zach Wilson was picked second by the New York Jets. But with Aaron Rodgers and Tyrod Taylor now in New York, Wilson will be cut or traded. The third overall pick was Trey Lance, but he was traded to the Dallas Cowboys a year ago, and so far, he has yet to take a snap for the Cowboys.

Justin Fields was taken by the Bears with the 11th overall pick, and he is now in Pittsburgh with Russell Wilson, who also happens to be with his third team in three years. Mac Jones was picked 15th by the New England Patriots and even won Offensive Rookie of the Year. Two years later, he is the backup to Lawrence in Jacksonville.

It’s an upgrade for Jones, with NFL online sportsbooks paying +200 on the Jags to win the AFC South. His former team, the Patriots, are at the very bottom of the AFC East, with Massachusetts brick-and-mortar sportsbooks paying +2000 for a Pats division championship.

2022 Quarterback Draft Class

The collection of quarterbacks taken in 2022 will be defined by the final pick of the nine QBs taken, Brock Purdy of the San Francisco 49ers. Mr. Irrelevant has made an NFC Championship Game and a Super Bowl in his two seasons in the NFL. No one else in his class has come close to the same success.

The top QB taken was Kenny Pickett by the Pittsburgh Steelers. Two years later, and he is now at the other end of the state as a backup for the Philadelphia Eagles.

Desmond Ridder was the second QB in the 2022 class. But after 17 starts in two seasons with the Atlanta Falcons, he was traded to the Arizona Cardinals, where he will back up Kyler Murray. Taking his place in Atlanta is the biggest free agent addition of the off-season, Kirk Cousins. With the change at QB, Georgia retail sportsbooks have made the Falcons the heavy favorite to win the NFC South at -125. Atlanta is also up to +1000 to win the NFC.

Malik Willis was selected by the Tennessee Titans to be the successor to Ryan Tannehill. But one year later, the Titans drafted Will Levis to become that successor. Matt Corral was selected by the Carolina Panthers eight places behind Willis, and he is completely out of the league. Last month, he signed with the Birmingham Stallions of the United Football League.

Bailey Zappe was in that draft class, and he actually won a few games as a rookie. Since then, he’s been cut, re-signed, and assigned to the practice squad. Sam Howell was selected seven places behind Zappe, and last year he made all 17 starts for the Washington Commanders. He has since been traded to the Seattle Seahawks and will back up Geno Smith.

Washington online sportsbooks have the Seahawks at +700 to win the NFC West. The 49ers are the big favorite to win that division, paying -195.

Buy YouTube Subscribers: Take the First Step for Instant Growth

There are countless strategies to level up your YouTube game. As a YouTuber who tried most of them, I see buying YouTube subscribers as an indispensable part of the whole strategy that will improve your online persona. In this blog post, we will discuss whether to buy YouTube subscribers, explaining why one should consider buying YouTube subscribers, the right way, and the outcomes.

A Quick Glimpse of Buying YouTube Subscriber

First, it would be better to understand what it means to buy YouTube subscribers from Views4You. It is a way for YouTube channels to increase their subscriber count to present social proof on the internet, increasing their credibility. Math is easy, more subscribers=more credibility. Think of your criteria before choosing a video to watch. Probably one of them is a high count of subscribers which gives a sense of trust.

Before Beginning: Observe Mobile Viewing Analytics on YouTube

Before moving toward buying YouTube subscribers, it would be better to analyze your audience habits on YouTube on mobile devices considering the recent dominance of mobile viewing. Utilize YouTube Analytics’ detailed insights into viewer habits on mobile devices, and how they interact with your content. With this data, you can adjust your content to the viewing patterns of your audience. Before buying YouTube subscribers, integrating these mobile analytics into your overall strategy might be important.

Authentic subscribers could be acquired through reputable services. You can set a solid foundation for your channel and increase the chance to maximize your potential by also incorporating an understanding of your mobile user behavior. Ensure your growth on the platform by buying YouTube subscribers and analyzing mobile viewer habits to increase your reach. Your content should be catered to the habits of modern mobile users.

The Reasons for You to Buy YouTube Subscribers

Beginning your career on YouTube from scratch could be associated with planting a seed. You should patiently wait after doing everything necessary to grow like watering, exposing it to sunlight. However, sometimes these efforts may be futile. In my case, I believe that I couldn’t see the results of my hard work for a while, which could be very disheartening. Therefore, when I purchased YouTube subscribers, I realized that my caring efforts for the seed were now not futile.

1. Instant Credibility

If I had to describe the initial stages of my YouTube channel, I would say “struggle”. I struggled to find myself a promising place among lots of people. The competition is unbelievable considering the user count of the platform. So, I believe that having a significant number of subscribers could change a lot to shine through your journey. When I purchased YouTube subscribers first, I couldn’t believe the delivery process since I was ready to wait for days. Plus, the instant boost was incredible.

2. Timesaving

Time for the truth. Most of the things valuable don’t happen overnight, demand your dedication. Especially growing your YouTube channel requires a lot of time. So, think buying subscribers is a way to speed up the process. In that way, you save your time in creating compelling content instead of looking for ways to increase the count and getting anxious about it.

3. Taking the Algorithm to Your Side

If it is done properly, meaning only applying reputable services, the YouTube algorithm works to your benefit. I observed that the YouTube algorithm values your subscriber count, and also it takes it as social proof. Therefore, your visibility is increased since it begins to suggest your videos to more people. Organic growth potential is boosted.

Safe Way to Buy YouTube Subscribers

You should’ve already known that you should prioritize authenticity and quality content before everything on the platform. Adorning this dedication of your buying subscribers could be the solution for you. Here’s how you can balance your approach and improve your channel.

1. Embrace Quality Over Quantity

Here your subscribers’ quality is the decisive factor for your growth. Think about a bunch of people who are completely different from others and aren’t necessarily interested in your content meet in your channel. It doesn’t match the ends. Worse, imagine these people are not real, they are fake accounts. In that case, you harm your account than good. So be aware of the quality of your subscribers. If you don’t embrace quality over quantity, there are risks of a ban and an increase in your reputation. Therefore, choose smartly the provider that will only offer authentic and active subscribers.

2. Know it is a Valuable Part of Your Strategy

I want to be straightforward: buying subscribers cannot be your sole strategy. It is simple, without good content assisted by other strategies you cannot hit the jackpot. You should find a balance. You should create compelling content, interact with your audience, and be consistent and dedicated. Then, you can expect buying subscribers to climb the success ladder.

3. Keep up with YouTube’s Policies

To avoid unintentionally violating YouTube’s terms of service you should be well informed of the policies since they are updating it over time. We know buying subscribers is not illegal but still, it would be best to be precautious.

The Possible Outcomes of Buying YouTube Views

Let’s explore buying subscriber’s possible effects on your channels together:

1. The Social Proof

A high subscriber count will lead more people to watch your video. It will be a social proof of your quality content. With buying subscribers, you don’t just increase numbers. Instead, you create a social indicator of value. Therefore, you can draw more people by increasing the organic traffic.

2. Reaching the Target Audience

You reach your target audience in your niche. Finding and attracting these people to your channel requires time. However, you’ll get these people into your account by buying views easily.

3. Organic Growth

Gathering these people who are interested in your content would only open doors for more subscribers and organic growth. Both resulted from word of mouth and YouTube algorithms. People begin to share your content with their friends and the algorithm shows up your content to more people in your niche.

FAQs

Is it safe to buy YouTube subscribers?

If you get bot subscribers from an unknown provider, no it is not safe since it will harm your channel. You should only apply to reputable providers offering active and engaged subscribers. Having thousands of subscribers that won’t change anything, and don’t interact with your content will be useless. Also, YouTube may realize that you get fake subscribers and ban your account. Therefore, yes, it is safe to buy YouTube subscribers if you are careful about the provider.

Does buying YouTube subscribers affect my channel in the long term?

Yes, it can so you can add this to your long-term plans even though it instantly boosts your account. If you get real subscribers safely, they won’t be dropped. Also, if you are able to create engaging content and keep people interested, then you’ll have permanent subscribers.

Do my new subscribers engage in my content?

The answer depends on your content mostly. In a case where you apply to the right provider, all your new subscribers will be in your niche. However, if you don’t offer them engaging content, they might prefer to unsubscribe later. Therefore, you should focus on the content as I always said.

9 Best Sites To Buy Instagram Story Views (Cheap & Instant)

One of the most important things to consider is pricing and affordability.

If you want your business to be profitable, then you need to consider the cost of a story views service. Many factors influence a website’s price, including how many pages and visitors you have and where you are located.

If you have a small or medium-sized company, paying for story view services monthly may be more affordable than paying for them upfront.

However, paying for story view services upfront will be much cheaper in the long run if your site has hundreds of pages or thousands of visitors each month.

You also need to consider what type of content attracts maximum traffic for your business.

If you have a lot of videos on your site, then it might be worth paying extra money for story views services because they can help promote these videos by showing them in search results alongside other relevant video results.